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Macaca
09-19 01:10 PM
Thank you very very much!
Sent $100 earlier and an extra $200 now.
Google: 172399199441976
If you have not contributed yet: This is money well spent. Changes has started to happen already, thanks to IV. Just renewing AP, EAD, H1B every year will cost a lot more than this.
Sent $100 earlier and an extra $200 now.
Google: 172399199441976
If you have not contributed yet: This is money well spent. Changes has started to happen already, thanks to IV. Just renewing AP, EAD, H1B every year will cost a lot more than this.
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gcbikari
10-02 11:40 AM
I am GCBikari and I approve this message. You are saying you ran out of savings and in next paragraph you're talking about investments!! Anyway what I did was list out all minimum payments (rent/mortgage, car, utilities, groceries, gas). This gives the money needed every month in worst case. Then multiply by 6 months. Keep that amount in bank or a locker (now a days difficult to trust banks also!!). Then go for what others talk about like 401k, Roth IRA.. You will have a better start once you know how much you need per month to make a living on bare minimum.
My recommendation would be to build at least 6 months of emergency fund. Open an account with ING Direct or HSBC where they pay decent interest rate on a savigs account. Build the emergency fund first.
Once you have sufficient foundation, then I'd say start building investment foundation. If you employer has 4o1K plan, then start putting pre-tax dollars upto the maximum contribution at employer matches (generally it is 6%). If your employer doesn't have 401K plan, then open a ROTH IRA and start investing in low cost mutual funds or index funds. Vanguard is generally the best place to get low cost, no load funds. Once you max out both 4o1K and ROTH IRA, then start looking into opening a taxable individual investment account.
Hope this helps.
Disclaimer: I've all of the above I'm recommending and have followed the same plan I've given you.
My recommendation would be to build at least 6 months of emergency fund. Open an account with ING Direct or HSBC where they pay decent interest rate on a savigs account. Build the emergency fund first.
Once you have sufficient foundation, then I'd say start building investment foundation. If you employer has 4o1K plan, then start putting pre-tax dollars upto the maximum contribution at employer matches (generally it is 6%). If your employer doesn't have 401K plan, then open a ROTH IRA and start investing in low cost mutual funds or index funds. Vanguard is generally the best place to get low cost, no load funds. Once you max out both 4o1K and ROTH IRA, then start looking into opening a taxable individual investment account.
Hope this helps.
Disclaimer: I've all of the above I'm recommending and have followed the same plan I've given you.
swamy
12-10 10:25 AM
As somebody said earlier, it's not right a forcing statement to make somebody donate. When I read the first reply of my email was not something which I asked advice but a dontation I was somewhat flustered. IT reached the limites when somebody mentioned cancel your trip of Bahamas and donate. Bharatpremi, I must say mind your own business, don't tell me what to do.
On top people have repped in wierd ways as well.
I would just say please mind your own business in these things if you don't want to give advice, dont act like some jerk and tell me what to do and what not to do..
By the way I have already donated money in past before DC rally and will donate again.
Please don't spoil the spirit of forum and try to act maturely!!!
Bunch of losers. I am done with this forum.
settle down kid - no need to get 'flustered' over my request to donate. trust me if i had known the answer to your question that wouldbve been part of my answer too. and you're the loser if you run away from such a terrific forum
On top people have repped in wierd ways as well.
I would just say please mind your own business in these things if you don't want to give advice, dont act like some jerk and tell me what to do and what not to do..
By the way I have already donated money in past before DC rally and will donate again.
Please don't spoil the spirit of forum and try to act maturely!!!
Bunch of losers. I am done with this forum.
settle down kid - no need to get 'flustered' over my request to donate. trust me if i had known the answer to your question that wouldbve been part of my answer too. and you're the loser if you run away from such a terrific forum
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anilsal
07-28 09:44 AM
IL AT immigration DOT voice.
You can then be added to the IL mailing list.
You can then be added to the IL mailing list.
more...
sbind_77
09-16 08:20 AM
Interesting. Why do they need FP now?
satishku_2000
09-17 03:10 PM
I got a letter saying they can not give me my job back dated 5 days after my approval.
I show up told them I was approved, they say sorry we have not sold anything on those 3 months, we are doing bad, cannot take you back.
They dont have any problems with it and I can wait 10 years to become a citizen if that is what it takes.
I think you are good so dont worry too much. I understand your fears and frustration.
Try to get an appointment with a good immigration attorney to see if you need any more documentation.
Please continue to support people like us who are struck in the process forever.
All the best with your naturalization journey and dont forget to send in your paperwork for naturalization on the first day you are eligible.
I show up told them I was approved, they say sorry we have not sold anything on those 3 months, we are doing bad, cannot take you back.
They dont have any problems with it and I can wait 10 years to become a citizen if that is what it takes.
I think you are good so dont worry too much. I understand your fears and frustration.
Try to get an appointment with a good immigration attorney to see if you need any more documentation.
Please continue to support people like us who are struck in the process forever.
All the best with your naturalization journey and dont forget to send in your paperwork for naturalization on the first day you are eligible.
more...
vactorboy29
02-19 01:11 PM
THIS IS AMERICA AND AMERICANS A Swiss Bank Is Set to Open Its Secret Files
In the hush-hush world of Swiss banking, the unthinkable is happening: secrets are spilling into the open.
UBS the largest bank in Switzerland, agreed on Wednesday to divulge the names of well-heeled Americans whom the authorities suspect of using offshore accounts at the bank to evade taxes. The bank admitted conspiring to defraud the INTERNAL REVENUE SERVICES and agreed to pay $780 million to settle a sweeping federal investigation into its activities.
It is unclear how many of its clients� names UBS will divulge. Federal prosecutors have been examining about 19,000 accounts at the bank, but UBS ultimately may disclose the identities of only a few hundred customers.
But to some, turning over any names at all heralds the end of the secret Swiss bank account, whose traditions date to the Middle Ages.
�The Swiss are saying that this is the end of Swiss banking as they knew it,� said Jack Blum, an offshore tax specialist. �Nobody will trust the security of the Swiss bank account.�
As part of the settlement, UBS agreed to cooperate with a broad summons issued by the Justice Department to turn over the names. Under the terms of a so-called deferred prosecution agreement, the bank and its executives could be indicted if UBS didn�t identify the customers.
UBS has said it is closing the offshore accounts of its American clients. But under the deal with the United States authorities, the bank must provide periodic written evidence of that to prosecutors. UBS earned $200 million annually from the business.
Prosecutors suspect that from late 2002 to 2007, UBS helped American clients illegally hide $20 billion, letting them evade $300 million a year in taxes.
In a striking admission, UBS said that from 2000 through 2007, some of its private bankers and managers had �participated in a scheme to defraud the United States� and the I.R.S. by helping American clients set up and conceal offshore accounts. The scheme involved falsifying or not properly obtaining or filing certain tax forms required of both the bank and its clients.
UBS�s offshore private banking business once employed some 60 private bankers in Lugano, Zurich and Geneva. Prosecutors claimed UBS referred clients to lawyers and accountants who set up secret offshore entities to conceal assets from the I.R.S.
UBS urged some American clients to destroy records and to stash watches, jewelry and artwork that they had bought with money hidden offshore in safe deposit boxes in Switzerland. The bank also encouraged them to use Swiss credit cards so the I.R.S. could not track purchases. In a statement on Wednesday, Peter Kurer, the chairman of UBS, said that �UBS sincerely regrets the compliance failures in its U.S. cross-border business that have been identified by the various government investigations in Switzerland and the U.S., as well as our own internal review. We accept full responsibility for these improper activities.�
Marcel Rohner, the group chief executive of UBS, said in a statement that �it is apparent that as an organization we made mistakes and that our control systems were inadequate.�
In January a senior UBS executive, Raoul Weil, was declared a fugitive, two months after being indicted by a federal judge in connection with the investigation of the bank. Mr. Weil, a Swiss citizen, oversaw the cross-border private banking operations from 2002 to 2007.
UBS had fiercely resisted turning over the names, even after some executives were indicted and implicated in the offshore private banking business. Swiss law distinguishes broadly between tax avoidance, tax evasion and tax fraud. Unlike in the United States, tax evasion is not a criminal offense under Swiss law.
The move by UBS to settle the case, on the eve of a Senate subcommittee hearing next Tuesday on the matter, signals how close the bank came to being indicted for not cooperating with prosecutors. Indictment is a near-certain death knell for corporations.
Of the $780 million that UBS will pay, $380 million represents disgorgement of profits from its cross-border business. The remainder represents United States taxes that UBS failed to withhold on the accounts. The figures include interest, penalties and restitution for unpaid taxes
As part of the deal, UBS also entered into a consent order with the Securities and Exchange Commission in which it agreed to charges of having acted as an unregistered broker-dealer and investment adviser for Americans.
The settlement caps a painful run for UBS, which suffered more than $50 billion in losses in the collapse of the American mortgage market and received a $60 billion bailout from the Swiss government last October.
The bank will not have to pay additional fines and penalties, which could have brought the deal to more than $1 billion. People briefed on the issue said the banking crisis and the recession were factors in this decision by prosecutors.
--------------------------------------------------------------------------------
In the hush-hush world of Swiss banking, the unthinkable is happening: secrets are spilling into the open.
UBS the largest bank in Switzerland, agreed on Wednesday to divulge the names of well-heeled Americans whom the authorities suspect of using offshore accounts at the bank to evade taxes. The bank admitted conspiring to defraud the INTERNAL REVENUE SERVICES and agreed to pay $780 million to settle a sweeping federal investigation into its activities.
It is unclear how many of its clients� names UBS will divulge. Federal prosecutors have been examining about 19,000 accounts at the bank, but UBS ultimately may disclose the identities of only a few hundred customers.
But to some, turning over any names at all heralds the end of the secret Swiss bank account, whose traditions date to the Middle Ages.
�The Swiss are saying that this is the end of Swiss banking as they knew it,� said Jack Blum, an offshore tax specialist. �Nobody will trust the security of the Swiss bank account.�
As part of the settlement, UBS agreed to cooperate with a broad summons issued by the Justice Department to turn over the names. Under the terms of a so-called deferred prosecution agreement, the bank and its executives could be indicted if UBS didn�t identify the customers.
UBS has said it is closing the offshore accounts of its American clients. But under the deal with the United States authorities, the bank must provide periodic written evidence of that to prosecutors. UBS earned $200 million annually from the business.
Prosecutors suspect that from late 2002 to 2007, UBS helped American clients illegally hide $20 billion, letting them evade $300 million a year in taxes.
In a striking admission, UBS said that from 2000 through 2007, some of its private bankers and managers had �participated in a scheme to defraud the United States� and the I.R.S. by helping American clients set up and conceal offshore accounts. The scheme involved falsifying or not properly obtaining or filing certain tax forms required of both the bank and its clients.
UBS�s offshore private banking business once employed some 60 private bankers in Lugano, Zurich and Geneva. Prosecutors claimed UBS referred clients to lawyers and accountants who set up secret offshore entities to conceal assets from the I.R.S.
UBS urged some American clients to destroy records and to stash watches, jewelry and artwork that they had bought with money hidden offshore in safe deposit boxes in Switzerland. The bank also encouraged them to use Swiss credit cards so the I.R.S. could not track purchases. In a statement on Wednesday, Peter Kurer, the chairman of UBS, said that �UBS sincerely regrets the compliance failures in its U.S. cross-border business that have been identified by the various government investigations in Switzerland and the U.S., as well as our own internal review. We accept full responsibility for these improper activities.�
Marcel Rohner, the group chief executive of UBS, said in a statement that �it is apparent that as an organization we made mistakes and that our control systems were inadequate.�
In January a senior UBS executive, Raoul Weil, was declared a fugitive, two months after being indicted by a federal judge in connection with the investigation of the bank. Mr. Weil, a Swiss citizen, oversaw the cross-border private banking operations from 2002 to 2007.
UBS had fiercely resisted turning over the names, even after some executives were indicted and implicated in the offshore private banking business. Swiss law distinguishes broadly between tax avoidance, tax evasion and tax fraud. Unlike in the United States, tax evasion is not a criminal offense under Swiss law.
The move by UBS to settle the case, on the eve of a Senate subcommittee hearing next Tuesday on the matter, signals how close the bank came to being indicted for not cooperating with prosecutors. Indictment is a near-certain death knell for corporations.
Of the $780 million that UBS will pay, $380 million represents disgorgement of profits from its cross-border business. The remainder represents United States taxes that UBS failed to withhold on the accounts. The figures include interest, penalties and restitution for unpaid taxes
As part of the deal, UBS also entered into a consent order with the Securities and Exchange Commission in which it agreed to charges of having acted as an unregistered broker-dealer and investment adviser for Americans.
The settlement caps a painful run for UBS, which suffered more than $50 billion in losses in the collapse of the American mortgage market and received a $60 billion bailout from the Swiss government last October.
The bank will not have to pay additional fines and penalties, which could have brought the deal to more than $1 billion. People briefed on the issue said the banking crisis and the recession were factors in this decision by prosecutors.
--------------------------------------------------------------------------------
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senthil
06-15 06:23 AM
july 04 -- What a day to loose my independence :-)
wishes for your marriage and there-after
wishes for your marriage and there-after
more...
h1b_slave
02-28 03:50 PM
Hmmmm! if i understand correctly 7%- 8% interest is given on FIXED deposit (of Rs 50 lakhs or more ) for 5 or more years i.e person gets money after 5 years. How will the person meet expenses for first 5 years ?
This also means he can never buy a house ? I guess how many families would never want to own a house ?
This also means he can never buy a house ? I guess how many families would never want to own a house ?
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gc_dreamer_485
10-10 04:42 PM
Thanks for the response.
I tried calling couple of local places in Hartford and in Boston. Everyone is saying that i need to cross the border and come back to get a new I-94
I tried calling couple of local places in Hartford and in Boston. Everyone is saying that i need to cross the border and come back to get a new I-94
more...
jnraajan
06-17 04:08 PM
The only major issue I see here is "Reasonable notice period"? what is considered to be sufficient notice period? If they say it is 2 weeks, then I dont see a problem in that. Most companies would expect that you provide them with atleast 2 weeks notice before leaving employment. This is normal. But without specifying anything of that sort, it is scary. After you sign the agreement, the company might come back and say, the sufficient notice period is 3 months, Then you are screwed. So, clear those things up.
As far as the accuracy is timesheets are concerned, those are pretty much standard language. Since you will get your timesheet signed by your client manager and always have a copy of this timesheet, you will be safe. Also, tranfering your billing is always part of any non-compete agreement. Not just with Desi consultants.
So, the only thing I see is the broader scope of the reasonable notice period. IF you can get that cleared and have the number of days of notice period expected in the agreement, you should be ok.
As far as the accuracy is timesheets are concerned, those are pretty much standard language. Since you will get your timesheet signed by your client manager and always have a copy of this timesheet, you will be safe. Also, tranfering your billing is always part of any non-compete agreement. Not just with Desi consultants.
So, the only thing I see is the broader scope of the reasonable notice period. IF you can get that cleared and have the number of days of notice period expected in the agreement, you should be ok.
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neo_ny
03-31 05:34 PM
Thanks everyone for your responses!
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watzgc
04-02 02:45 PM
Thanks zCool... will look into it.
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niklshah
11-13 11:09 PM
bump
more...
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Mission_Impossible_IV
05-24 01:35 PM
I just sent mine. This is so easy and everyone else who have not sent it as yet, please do your bit.
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at0474
12-19 02:36 PM
Given the hopelessness of the situation in March, switched jobs and was unable to file labor for a variety of reasons. Now everyday I see people come over and tell me how they plan to switch jobs once the 6 month mandated hibernation is over...I feel like breaking something. Lot of them have even stopped working, confident that a new job awaits :mad:
8 years of paying taxes in this country and not even a piece of plastic to show for it. :mad:
--That ought to suck every bit of sanity left! I know "should have..would have..." doesn't matter anymore but I am curious why you did not opt to do labor substitution in june-july period. You should have had a crack at it.
I know people on h1 with consulting companies did better than those who got stuck with one permanent job.Stale career , stale pay and so on...
Do your best and make most of h1b.
8 years of paying taxes in this country and not even a piece of plastic to show for it. :mad:
--That ought to suck every bit of sanity left! I know "should have..would have..." doesn't matter anymore but I am curious why you did not opt to do labor substitution in june-july period. You should have had a crack at it.
I know people on h1 with consulting companies did better than those who got stuck with one permanent job.Stale career , stale pay and so on...
Do your best and make most of h1b.
more...
makeup Blossom - Side Tattoo
garybanz
08-17 02:41 PM
Could you please provide more information about changing employers after getting the green card. I have not used AC21 and do not intend to switch before the GC is approved.
Thanks.
Thanks.
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drirshad
02-23 05:29 AM
http://hammondlawgroup.blogspot.com/
Thursday, February 22, 2007
TEXT OF SEN. COLEMAN'S RNPA
Sen. Coleman has formally introduced the Rural Nursing Promotion Act. The text of the bill now has been published on THOMAS, and be found by searching for Bill Number S. 646. As expected the bill includes a provision to make Schedule A occupations exempt from the general Employment Based visa quota.
Thursday, February 22, 2007
TEXT OF SEN. COLEMAN'S RNPA
Sen. Coleman has formally introduced the Rural Nursing Promotion Act. The text of the bill now has been published on THOMAS, and be found by searching for Bill Number S. 646. As expected the bill includes a provision to make Schedule A occupations exempt from the general Employment Based visa quota.
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kramac01
09-21 02:38 PM
looks like NSC is approving Spouse EAD huh???
I am also waiting for EAD.
My FP is also done on 08/29/07
My center is Nebraska.
I think slowly NSC has started approving EADs.
PD: Sep' 03.
Thanks.
I am also waiting for EAD.
My FP is also done on 08/29/07
My center is Nebraska.
I think slowly NSC has started approving EADs.
PD: Sep' 03.
Thanks.
pappu
10-06 01:33 PM
Does anybody recall an old TV serial in India named 'Appu aur Pappu' about a boy and his elephant?! :D
Looks like the long GC wait is turning me into a crazy person if I start recalling such old serials! :(
I feel nice to have found my appu on this forum!!:D
Looks like the long GC wait is turning me into a crazy person if I start recalling such old serials! :(
I feel nice to have found my appu on this forum!!:D
justAnotherFile
04-04 03:34 PM
Pl. keep up the great work Core IV team...
"In the orderless fields a small path was formed because you walked there
Because you walked there it has become a highway that everyone uses."
"In the orderless fields a small path was formed because you walked there
Because you walked there it has become a highway that everyone uses."
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