h1techSlave
12-24 01:25 PM
1. Click here (http://www.deals2buy.com/r/52108345.htm) to go to MyCorporation.com
2. FREE Incorporation or LLC business formation until the end of the month (Gov. fees apply).
3. At the Checkout Apply Free Business Formation Coupon code: MYGIFT (Exp 12/31/2008)
4. Final Price : Free Business Formation + Gov. Fees
If I choose the LLC option, is it recommended to opt for "Federal Tax ID / EIN" also?
2. FREE Incorporation or LLC business formation until the end of the month (Gov. fees apply).
3. At the Checkout Apply Free Business Formation Coupon code: MYGIFT (Exp 12/31/2008)
4. Final Price : Free Business Formation + Gov. Fees
If I choose the LLC option, is it recommended to opt for "Federal Tax ID / EIN" also?
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gcdreamer05
03-11 10:46 PM
Its so pathetic brother.... we are just making fun of ourselves.........
Can you please contribute for the FOIA drive......
GC muddu kavala ante 25$ eeevala....
Can you please contribute for the FOIA drive......
GC muddu kavala ante 25$ eeevala....
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hebbar77
05-02 12:36 AM
hahaha...good one belmont boy
Yes my note was for humor.
But to answer questions :
out of all useful land , I guess africa has lots of uninhabited land!, so someone would not mind selling! Its not to offend anyone. I have great respect for africans, being aware that we come from them!
Me being an indian upper class guy, and this OBC thing going on back home, I dont think I belong to that country that much, where me/my children will be discreminated against!!!
So dont you guys now think we need our OWN country???
Yes my note was for humor.
But to answer questions :
out of all useful land , I guess africa has lots of uninhabited land!, so someone would not mind selling! Its not to offend anyone. I have great respect for africans, being aware that we come from them!
Me being an indian upper class guy, and this OBC thing going on back home, I dont think I belong to that country that much, where me/my children will be discreminated against!!!
So dont you guys now think we need our OWN country???
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hiralal
08-03 11:15 PM
Although officially so far, USCIS has not branded an I-485 status as "pre-adjudicated", if you haven't received any RFE and/or any other negative status about your 485, and if your case is outside the processing dates of the Service Center, then obviously dude your case is pre-adjudicated. I don't understand why most of the people are ignoring this simple fact. I think we need to stop consider USCIS a mystery box, and start treating it like an organization that processes the applications in a structured way.
I tend to believe that the offical status of being "pre-adjudicated" is coming soon. A few months back I read that USCIS is considering publishing another set of date known as "Qualifying Date" in their monthly visa bulletin. That date will define if you are "qualified" to file I-485. They will determine this date based on their workload. The idea behind is to avoid another July 2007 fiasco. They intend to process the 485's early rather than have you wait for your PD to become current. That way they will manage their workload efficiently and avoid visa wastage. They did indicate these applications to be pre-adjudicated then. I am guessing the official status of "pre-adjudicated" on your 485 application is coming soon.
well my view is that it is not that obvious !! say someone is in EB3-I with a priority date of 2004 or EB2-I with a PD of 2006 / 2007 - what would USCIS do ?
these are not the low hanging cases (as opposed to EB2 with PD of 2004 or EB3 with PD of 2001) ..or in other words - there is less chance that they will become current soon ..in that case, does USCIS close the case and put the file away or will they still pre-adjudicate ??
(I am not as informed -- since I have not read the article in detail ..and hence my post is more of a question ...)
I tend to believe that the offical status of being "pre-adjudicated" is coming soon. A few months back I read that USCIS is considering publishing another set of date known as "Qualifying Date" in their monthly visa bulletin. That date will define if you are "qualified" to file I-485. They will determine this date based on their workload. The idea behind is to avoid another July 2007 fiasco. They intend to process the 485's early rather than have you wait for your PD to become current. That way they will manage their workload efficiently and avoid visa wastage. They did indicate these applications to be pre-adjudicated then. I am guessing the official status of "pre-adjudicated" on your 485 application is coming soon.
well my view is that it is not that obvious !! say someone is in EB3-I with a priority date of 2004 or EB2-I with a PD of 2006 / 2007 - what would USCIS do ?
these are not the low hanging cases (as opposed to EB2 with PD of 2004 or EB3 with PD of 2001) ..or in other words - there is less chance that they will become current soon ..in that case, does USCIS close the case and put the file away or will they still pre-adjudicate ??
(I am not as informed -- since I have not read the article in detail ..and hence my post is more of a question ...)
more...
krishna.ahd
09-06 09:53 AM
Well, I like you because you are just a straight shooter. If you are such a straight shooter then let me do some straight talk, so just catch this.
Your American mid-size company or Desi small size or super size company will get $180/hr but you will not get even $50/hr from the same client even when you go direct. So no matter how "highly-skilled" you think you are, your non-compete argument is not good enough for you not to be able directly market yourself, because there are gazillion other companies using BI, Cognos, BO, Informatica, Datastage and every similar crap. You can impress a few people by naming some technologies that maybe hot but they don't mean a &hit if you market them yourself. Here is why. A lot of people blame the lack of GC as a reason to be exploited. That is part of the problem. The other part of the problem is that most hiring managers in large companies get commission from these small, mid-size or large American, Desi or European consulting companies. That's why in most cases they always hire through one of these companies. They will not hire directly because the manager thinks you to be a stingy desi, and if he hires you directly the hiring manager will not see a dime, so why will he hire you directly? This is a big cycle of corruption and everybody is part of it including lawmakers who get contributions from lobbyist/representatives of these small, mid and large size companies. You think lawmakers don't know what is going on? You think client doesn't know that you make 85K when the middle company get $180/hr? You think the big-bosses at the company/client doesn't know that the hiring managers are getting favors from middle companies? You think lawmakers doesn't know that immigrant worker waiting for long delayed GC is bonded to an employer that buys employee retention insurance policy for the employer? They all know it. But you see every player in this movie, you, your hiring boss at the client site, the middle company, the lobbyist, the lawmaker and many more, they are all being paid from that $180/hr which you think that you are entitled for because you know Oracle BI and Congnos. Do you realize how easy this ETL, Informatica bull &hit is but somehow you seem to think that its worth $180/hr. And you seem to think that your problem is that other than you, everybody else around you is faking resumes. If you are so smart answer this, how will you avoid using two bitmap index on two columns in two tables when used in the same query? And why would you want to avoid using both the bitmap indexes? Na Na, now don't go to Asktom.com to look for an answer, you are highly skilled, you deserve $180/hr for knowing Congnos and Informatica, shouldn't you be knowing atleast this.
Sorry, did not mean to put you on the spot, just trying to highlight that the problem in this entire debate is, every player in the picture stands up for his/her position always trying to project self-righteous image highlighting the part of the movie in which he or she is the hero and all others are villains. And BTW, now some "super-genius" branic at IEEE - some Ron Hira or NumberUSA or someone with the name Matloff will selectively cut paste from yours or mine post and use it to prove his/her agenda to make name and career for himself as if he is the savior of the world and ALL IMMIGRANTS are evil. And the story goes on and people continue to wait for something to happen when the cycle of corruption continues.... Best of luck my friend, you sure should get $180/hr on EAD, GC and when you are a citizen. It the turn of the idiots at Programmers Guild to read this thread thinking why they are not getting $180/hr. And those geniuses still don't get.... and they blame us for their problems. Well, its not their fault, they have to find and label some group of people as their enemy before they can play a victim card to get some sympathy and relief from nationalistic group of politicians.
Very Well Said Sanju . ( not to offend valuablehurdle or infact anyone else )
Yes GC/EAD gives to room to look around / negotiate the higher rate , to sustain and move up will require a lot more than that.
Look at the aveage compansation for any area.
Assess your expertise ( not to compare with you the guy sitting next to you)
Try to move up in the ladder
Keep updating your tech skill
Diversify to more ( but related ) skill.
Add niche like PMP / Six Sigma.
Top of all , little bit of Luck , to be right place at the right time .
I dont think , i have mentioned anything here extra ordinary , only "CS"
Wish you good luck
Your American mid-size company or Desi small size or super size company will get $180/hr but you will not get even $50/hr from the same client even when you go direct. So no matter how "highly-skilled" you think you are, your non-compete argument is not good enough for you not to be able directly market yourself, because there are gazillion other companies using BI, Cognos, BO, Informatica, Datastage and every similar crap. You can impress a few people by naming some technologies that maybe hot but they don't mean a &hit if you market them yourself. Here is why. A lot of people blame the lack of GC as a reason to be exploited. That is part of the problem. The other part of the problem is that most hiring managers in large companies get commission from these small, mid-size or large American, Desi or European consulting companies. That's why in most cases they always hire through one of these companies. They will not hire directly because the manager thinks you to be a stingy desi, and if he hires you directly the hiring manager will not see a dime, so why will he hire you directly? This is a big cycle of corruption and everybody is part of it including lawmakers who get contributions from lobbyist/representatives of these small, mid and large size companies. You think lawmakers don't know what is going on? You think client doesn't know that you make 85K when the middle company get $180/hr? You think the big-bosses at the company/client doesn't know that the hiring managers are getting favors from middle companies? You think lawmakers doesn't know that immigrant worker waiting for long delayed GC is bonded to an employer that buys employee retention insurance policy for the employer? They all know it. But you see every player in this movie, you, your hiring boss at the client site, the middle company, the lobbyist, the lawmaker and many more, they are all being paid from that $180/hr which you think that you are entitled for because you know Oracle BI and Congnos. Do you realize how easy this ETL, Informatica bull &hit is but somehow you seem to think that its worth $180/hr. And you seem to think that your problem is that other than you, everybody else around you is faking resumes. If you are so smart answer this, how will you avoid using two bitmap index on two columns in two tables when used in the same query? And why would you want to avoid using both the bitmap indexes? Na Na, now don't go to Asktom.com to look for an answer, you are highly skilled, you deserve $180/hr for knowing Congnos and Informatica, shouldn't you be knowing atleast this.
Sorry, did not mean to put you on the spot, just trying to highlight that the problem in this entire debate is, every player in the picture stands up for his/her position always trying to project self-righteous image highlighting the part of the movie in which he or she is the hero and all others are villains. And BTW, now some "super-genius" branic at IEEE - some Ron Hira or NumberUSA or someone with the name Matloff will selectively cut paste from yours or mine post and use it to prove his/her agenda to make name and career for himself as if he is the savior of the world and ALL IMMIGRANTS are evil. And the story goes on and people continue to wait for something to happen when the cycle of corruption continues.... Best of luck my friend, you sure should get $180/hr on EAD, GC and when you are a citizen. It the turn of the idiots at Programmers Guild to read this thread thinking why they are not getting $180/hr. And those geniuses still don't get.... and they blame us for their problems. Well, its not their fault, they have to find and label some group of people as their enemy before they can play a victim card to get some sympathy and relief from nationalistic group of politicians.
Very Well Said Sanju . ( not to offend valuablehurdle or infact anyone else )
Yes GC/EAD gives to room to look around / negotiate the higher rate , to sustain and move up will require a lot more than that.
Look at the aveage compansation for any area.
Assess your expertise ( not to compare with you the guy sitting next to you)
Try to move up in the ladder
Keep updating your tech skill
Diversify to more ( but related ) skill.
Add niche like PMP / Six Sigma.
Top of all , little bit of Luck , to be right place at the right time .
I dont think , i have mentioned anything here extra ordinary , only "CS"
Wish you good luck
bugsbunny
04-21 01:57 PM
That's not correct. Such frequent reentry after exit will certainly lead to suspicion by an Immigration office at PoE. In fact the intent of 10 year visitor visa is not 10 years of permanent residence. If there is no convincing reason for such frequent reentry you are mostly likely looking at serious interrogation or deportation at the airport. There is no substitute for a GC for your parents if you want them to be with you permanently in the US. Visitor visa has a specific purpose and intent, abusing it could put your folks serious trouble. The other issue with such long term stay on Visitor Visa is - medical insurance - unfortunately there is no good, reliable and comprehensive medical insurance that covers elderly visitors on short trip.
Health insurance is not an issue these days as there are several indian firms covering it for foreign travel
Health insurance is not an issue these days as there are several indian firms covering it for foreign travel
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knnmbd
04-03 12:58 PM
I agree with abhishek101, going by his personal experiences and his knowledge of �people� and not to mention his rude and dictatorship like attitude on the forum, we should kick him out first. All in favor say �yeah�, all against say �nah�
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pmpforgc
07-14 10:51 PM
Because of my one of the diseases I am always worried about DISABILITY insurance.
I always try to get Short term and Long Term disability insurances through employer.
But the problem is they always start with long preexisting exlusions and when you change jobs they dont continue so have to start new one which also has other new preexisting exlusions to start.
You can convert your longterm disability to the personal policy if you have that for long time. but they are not valid if you get new job.
Is there any private/personal (not employer sponsored) Short and long term DISABILITY Insurance policies that we can purchase out side of the job.? How are the premiums? Are they reliable?
also do any of you know case where LIFE INSURANCE was actually paid and how easy/hard the process was for family?
Also similar experiences if some one know if any one used DISABILITY INSURANCE and how hard it was?
I always try to get Short term and Long Term disability insurances through employer.
But the problem is they always start with long preexisting exlusions and when you change jobs they dont continue so have to start new one which also has other new preexisting exlusions to start.
You can convert your longterm disability to the personal policy if you have that for long time. but they are not valid if you get new job.
Is there any private/personal (not employer sponsored) Short and long term DISABILITY Insurance policies that we can purchase out side of the job.? How are the premiums? Are they reliable?
also do any of you know case where LIFE INSURANCE was actually paid and how easy/hard the process was for family?
Also similar experiences if some one know if any one used DISABILITY INSURANCE and how hard it was?
more...
eb3retro
10-23 09:16 PM
I received my EAD last month. But no AP yet. However, i received an email from my lawyer today that.....my AP got rejected. The rejection letter is saying that I485 got approved that's why the I131 is rejected.....therefore, my lawyer is waiting for the I485 approval.....but my lawyer told me that I can expect my card soon.
I don't know how to react. The online doesn't have any update about the I485 status yet. They received my application on July 2, 2007.
whats ur pd? eb3 or eb2? which country? ??????
I don't know how to react. The online doesn't have any update about the I485 status yet. They received my application on July 2, 2007.
whats ur pd? eb3 or eb2? which country? ??????
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EB-VoiceImmigration
09-14 03:14 AM
Here are my thoughts/suggestions:
Its good to know what other people are doing.. but when the decision time comes only ur personal things that matters
Ask your self questions like some of the below:
1) how long u are planning to stay in house/US - based on this u can use rent vs Buy calculators to see which option is better for you.
2) is ur monthly income (Net .. not gross) is enough to buy the house u want? - means house in good location, with minimum sqft, enough rooms etc
3) is this right time for you or r u just want to take advantage of 8000/- pay back - if so please think twice - you can save or get back this money by other means if you carefully plan. Just see if you are better off purchasing house next year.
4) if the house purchased, will you able to fund any future investments?
many more personal things to consider...
so THINK ,... THINK, and again THINK before jumping on this HUGE investment.
Its good to know what other people are doing.. but when the decision time comes only ur personal things that matters
Ask your self questions like some of the below:
1) how long u are planning to stay in house/US - based on this u can use rent vs Buy calculators to see which option is better for you.
2) is ur monthly income (Net .. not gross) is enough to buy the house u want? - means house in good location, with minimum sqft, enough rooms etc
3) is this right time for you or r u just want to take advantage of 8000/- pay back - if so please think twice - you can save or get back this money by other means if you carefully plan. Just see if you are better off purchasing house next year.
4) if the house purchased, will you able to fund any future investments?
many more personal things to consider...
so THINK ,... THINK, and again THINK before jumping on this HUGE investment.
more...
jsb
03-17 03:06 PM
Have you talked to lawyers with arguments you have mentioned here? Do you think there is a strong legal ground for success? For all five "questions" you have asked, there is legal backing. Law sees legal grounds, not sentiments, which seem to be the prime content of what you have stated.
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nlssubbu
08-23 05:43 PM
I didn't think my answers were making fun or teasing anyone - sorry if you felt that way, I didn't mean them to be interpreted like that.
The main problem is that no one really knows for sure whether these steps are taken in sequence. There is little to no transparency. There are procedures, but we can not guarantee that they are followed.
To answer your second part. No, I don't believe there are any standard updates that indicate this, but I could be wrong. I think that there is an update if you clear it, but not if you are stuck in it. Make sense? Pappu has an excellent post that details the name check process http://immigrationvoice.org/forum/showthread.php?t=12000
To answer nlssubbu with the query about the "pre-approval" - I don't think it is a 1 time thing. Its a fairly standard USCIS practice. I have a link somewhere to the IO AOS processing manual. If I can find it I'll post it here.
Do I think they have enough resources to process them all? Absolutely not, but I doubt there will be a rush considering PDs won't be current for a while (esp eb3)
For the past so many years of observing various forums and information, I did not come across the situation of pre-approval process except this time. I am sure that they will be doing various background checks to make the application ready for approval. It is not mentioned any where that how the pre-approval process is different from background checks? Are they the same or different? What processes are done during approval? I do not have any idea and hence I would like to keep the various checks and approval process separate.
If you say 'pre-approval' is to complete all the checks required the case of approval, then why they issue a notification regarding a 'pre-approval' in visa bulletine?
I hope someone will provide some information regarding these clarifications.
Thanks
The main problem is that no one really knows for sure whether these steps are taken in sequence. There is little to no transparency. There are procedures, but we can not guarantee that they are followed.
To answer your second part. No, I don't believe there are any standard updates that indicate this, but I could be wrong. I think that there is an update if you clear it, but not if you are stuck in it. Make sense? Pappu has an excellent post that details the name check process http://immigrationvoice.org/forum/showthread.php?t=12000
To answer nlssubbu with the query about the "pre-approval" - I don't think it is a 1 time thing. Its a fairly standard USCIS practice. I have a link somewhere to the IO AOS processing manual. If I can find it I'll post it here.
Do I think they have enough resources to process them all? Absolutely not, but I doubt there will be a rush considering PDs won't be current for a while (esp eb3)
For the past so many years of observing various forums and information, I did not come across the situation of pre-approval process except this time. I am sure that they will be doing various background checks to make the application ready for approval. It is not mentioned any where that how the pre-approval process is different from background checks? Are they the same or different? What processes are done during approval? I do not have any idea and hence I would like to keep the various checks and approval process separate.
If you say 'pre-approval' is to complete all the checks required the case of approval, then why they issue a notification regarding a 'pre-approval' in visa bulletine?
I hope someone will provide some information regarding these clarifications.
Thanks
more...
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inskrish
02-23 12:54 AM
�All my life, I had the option to choose between hate and love. I chose love. And that is why I am here today.�
AR Rahman after winning his 2nd Oscar on Feb 22, 2009.
That truly is the thought of an average indian, outside India.
Yes, Congrats ARR! Now, the entire USA, Hollywood, and the world will start looking at the skills of Indian artists and their abilities. Soon, we will see ARR's presence in Hollywood.:-)
AR Rahman after winning his 2nd Oscar on Feb 22, 2009.
That truly is the thought of an average indian, outside India.
Yes, Congrats ARR! Now, the entire USA, Hollywood, and the world will start looking at the skills of Indian artists and their abilities. Soon, we will see ARR's presence in Hollywood.:-)
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unseenguy
07-05 01:21 AM
Why would any US citizen want to become an Indian citizen while the whole world is dying to become a US citizen? I think this has to do something with parents trying to save money by not paying Indian Visa fees.
In anycase the law is right - once the kid is 18 and able to make a decision...let him/her decide at that point if they want to renounce US citizenship for Indian citizenship. Parents should not be able to make that decision for them. :mad:
Why not? Although I have applied for GC, I have no desire to take US citizenship, just to let you know. The majority does not mean the whole world and also does not mean everyone. There are Indian citizens that love India. Parents should be able to make decisions for their kids until they are 18. The kid can take US citizenship when he is 18 if parents have opted for Indian citizenship.
In anycase the law is right - once the kid is 18 and able to make a decision...let him/her decide at that point if they want to renounce US citizenship for Indian citizenship. Parents should not be able to make that decision for them. :mad:
Why not? Although I have applied for GC, I have no desire to take US citizenship, just to let you know. The majority does not mean the whole world and also does not mean everyone. There are Indian citizens that love India. Parents should be able to make decisions for their kids until they are 18. The kid can take US citizenship when he is 18 if parents have opted for Indian citizenship.
more...
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best_mode
07-20 05:17 PM
My interpretation: the vote was not on Cornyn's amendment; in response to a Point of Order raised, there was a motion to waive the Budget Act for Cornyn's amendment (the Budget Act requires 60 "Yes" votes to bring to the floor amendments to appropriation bills); if 60 senators had voted "Yes" (and agreed to waive the Budget Act requirement for Cornyn's amendment), then a vote on the actual amendment would only have required a simple majority. But because only 55 voted "Yes", the amendment failed to obtain the waiver; it was out of order because it did not qualify as an amendment to this bill.
Because 40 Dems voted no on the waiver does not mean they are opposed to the amendment; they just did not want to vote on this amendment on this bill.
Because 40 Dems voted no on the waiver does not mean they are opposed to the amendment; they just did not want to vote on this amendment on this bill.
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snpinfinitum
05-12 08:00 AM
what is an Advance degree in STEM?
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srkamath
08-18 07:59 PM
Roy Beck, Norman Matloff and Lou Dobbs are jerks, these clearly racist, xenophobic assholes have some appeal to the fringes of the right and a few on the left.
Most of the Democratic lawmakers give a damn to these idiots.
I rarely call anyone a racist - but here it is, the evidence is all there on Youtube, and the internet.
Sorry for the language IV - but these freaks deserve it.
Most of the Democratic lawmakers give a damn to these idiots.
I rarely call anyone a racist - but here it is, the evidence is all there on Youtube, and the internet.
Sorry for the language IV - but these freaks deserve it.
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go_guy123
04-20 08:07 PM
But, more seriously thinking, isn't Mexico also one of the backlogged EB countries? I doubt they will mind having a provision for us while they do their campaign. Perhaps we really ought to join hands with them so our objects can get more widespread support .. just an idea
Mexico is lobbying for all out amnesty. Their backlog is far lesser .
Mexico is lobbying for all out amnesty. Their backlog is far lesser .
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ags123
04-07 04:01 PM
Thanks Karthik but I am just an MS :)
But one thin I enjoy is problem solving and this is one of the hardest out there as it is dynamic.
With Eb3 India the Horizontal spillover methodology kills most hope as there is the large Eb2 India backlog. In 2007(I think) the vertical spillover methodology was followed and Eb3 India got 17000 or so visa numbers. So with Horizontal spillover and no number increase I am sorry to say movement is limited.
But one thin I enjoy is problem solving and this is one of the hardest out there as it is dynamic.
With Eb3 India the Horizontal spillover methodology kills most hope as there is the large Eb2 India backlog. In 2007(I think) the vertical spillover methodology was followed and Eb3 India got 17000 or so visa numbers. So with Horizontal spillover and no number increase I am sorry to say movement is limited.
GoneSouth
02-07 01:11 PM
If you have some friends who you know have successfully executed an EB-2 I-140 based on a job zone 4 occupational classification (such as software engineer), I'd consult with your friends attorneys, then switch attorneys if they think they can help you.
xbohdpukc - very interesting. Did you get an EB-2 I-140 approval based on that software engineer occupational classification? The issue at hand is not whether the LC will get approved, that is relatively straightforward. It's whether an EB-2 I-140 will be approved based on a LC for a job zone 4 occupation.
- gs
xbohdpukc - very interesting. Did you get an EB-2 I-140 approval based on that software engineer occupational classification? The issue at hand is not whether the LC will get approved, that is relatively straightforward. It's whether an EB-2 I-140 will be approved based on a LC for a job zone 4 occupation.
- gs
gcisadawg
01-16 12:19 PM
Robbers charging your credit card is no big deal either. There are federal laws protecting us on incorrect credit card charges. Would you want to risk your life for just $50?
Year ago, my credit card was used by someone in Vegas and they charged about $2000.....I didn't loose my card and I was no where near Vegas during that time. My bank didn't charge me even a penny after going thru the identity theft complaint process which involved sending couple of mails with some notarized stuff and few phone calls.
Last month, my wife's handbag (had card in it) was pick-pocketed in a small town in India and they tried to use the card. We were on vacation and immediately called the bank and canceled the card.
Point is, whether it is India or US or anywhere, if a thief gets hold of your card, they would try to use it. For some, there is nothing like a free lunch!
Another example my ex-boss in US had. There was a homeless person in his area and he used to see him almost every day. One day he decided to do something, talked to him and asked him to sign-up with his church rehab group, get him a job etc....My ex-boss was serious but the homeless promptly rejected all the offers and instead he just wanted to remain as homeless only. He didn't even want to try....
Thanks,
GCisaDawg
Year ago, my credit card was used by someone in Vegas and they charged about $2000.....I didn't loose my card and I was no where near Vegas during that time. My bank didn't charge me even a penny after going thru the identity theft complaint process which involved sending couple of mails with some notarized stuff and few phone calls.
Last month, my wife's handbag (had card in it) was pick-pocketed in a small town in India and they tried to use the card. We were on vacation and immediately called the bank and canceled the card.
Point is, whether it is India or US or anywhere, if a thief gets hold of your card, they would try to use it. For some, there is nothing like a free lunch!
Another example my ex-boss in US had. There was a homeless person in his area and he used to see him almost every day. One day he decided to do something, talked to him and asked him to sign-up with his church rehab group, get him a job etc....My ex-boss was serious but the homeless promptly rejected all the offers and instead he just wanted to remain as homeless only. He didn't even want to try....
Thanks,
GCisaDawg
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